first horizon routing number

Jouse Heery

2 min read

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01-12-2024

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Finding Your First Horizon Bank Routing Number

First Horizon Bank, a prominent financial institution, serves a large customer base. Knowing your routing number is crucial for various financial transactions, including direct deposits, wire transfers, and online bill payments. This article will guide you through finding your First Horizon routing number quickly and easily. We'll also cover what a routing number is and why it's important.

What is a Routing Number?

A routing number, also known as a routing transit number (RTN), is a nine-digit code that identifies the specific financial institution where your account is held. Think of it as your bank's unique address for electronic transactions. It's essential for ensuring that your money goes to the right place. Each bank branch may have its own routing number, although larger banks like First Horizon might use a smaller number of routing numbers across their network.

How to Find Your First Horizon Routing Number

Locating your First Horizon routing number is straightforward. Here are the most common methods:

1. Check Your Checks: The easiest way to find your routing number is to look at your personal checks. The routing number is printed in the bottom-left corner, usually near the account number. It's a nine-digit number.

2. Access Your Online Banking Account: Most First Horizon online banking platforms display your account information, including the routing number. Log in to your account and navigate to the account summary or settings section. The exact location may vary depending on the specific platform version. Look for terms like "routing number," "RTN," or "routing transit number."

3. Contact First Horizon Customer Service: If you can't find your routing number using the above methods, contact First Horizon customer service directly. They'll be able to provide you with the correct routing number associated with your account. You can reach them via phone, email, or live chat, depending on the services offered. Be prepared to verify your identity to protect your account information.

4. Check Your Bank Statements: Your First Horizon bank statements (whether physical or electronic) typically include your account information, including the routing number. Review your statements carefully.

Why is My Routing Number Important?

Your routing number is critical for various financial transactions:

• Direct Deposit: Employers and government agencies use your routing number to deposit funds directly into your account.
• Wire Transfers: When sending or receiving money via wire transfer, the routing number ensures the funds reach the correct bank.
• Online Bill Pay: Many online bill payment systems require your routing number to process payments.
• ACH Transfers: Automated Clearing House (ACH) transfers, such as recurring payments or electronic payments, use the routing number to identify the recipient bank.

Security Considerations:

Always protect your routing number as you would any other sensitive financial information. Never share it with anyone you don't trust. Be cautious of phishing scams or suspicious emails requesting this information.

Conclusion:

Finding your First Horizon Bank routing number is a simple process using the methods outlined above. Remember the importance of this number for smooth and secure financial transactions. If you have any difficulties locating your routing number, don't hesitate to contact First Horizon customer service for assistance. Remember to always keep your financial information secure.