which months have 3 pay periods in 2025

Jouse Heery

2 min read

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29-11-2024

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In 2025, some employees will experience three pay periods in a month due to the alignment of pay schedules and calendar dates. Understanding when these months occur is essential for budgeting, financial planning, and any necessary adjustments to payroll processing. This article outlines the months with three pay periods for individuals on a biweekly pay schedule in 2025.

What are Pay Periods?

A pay period is the frequency with which an employee is paid. While many companies pay employees on a biweekly basis (every two weeks), others might follow a different schedule, such as weekly or monthly. Employees on a biweekly schedule will have 26 pay periods in a year, but occasionally, there can be a month with three paychecks. This typically happens when a pay period overlaps over the last few days of one month and continues into the next.

Months with 3 Pay Periods in 2025

In 2025, the following months will have three pay periods for employees on a standard biweekly pay schedule:

1. January

   • Employees receiving their paychecks at the end of the first and third weeks will see their third paycheck at the end of the month as the calendar aligns.

2. March

   • March follows a similar pattern to January, with three pay periods due to how the last pay period of February aligns.

3. May

   • With the month starting on a Thursday, employees on a biweekly schedule will once again receive an extra paycheck.

4. July

   • The alignment continues into July, allowing for a third pay period for those paid biweekly.

5. September

   • September also hosts three pay periods, following the same pattern as earlier months.

6. December

   • Finally, December wraps up the year with an opportunity for an additional paycheck for biweekly employees.

Summary of Months with 3 Pay Periods in 2025:

• January
• March
• May
• July
• September
• December

Financial Planning Tips

With the potential for extra income in these months, it’s wise to consider some financial planning:

• Budget Effectively: Use the additional paycheck to catch up on bills, save for emergencies, or invest.
• Consider Savings: Think about using one of the extra payments for savings or to contribute to retirement funds.
• Avoid Impulse Spending: Extra income can be tempting to spend, so remain disciplined in your financial goals.

Conclusion

In 2025, biweekly employees can look forward to six months with three pay periods. These additional paychecks can be a significant boost to financial planning and budgeting. By being proactive with this extra income, individuals can make strides toward their financial goals, whether it’s saving, investing, or paying down debt. Planning ahead for these months will aid in maximizing the benefits of the pay periods.